Your account must be open and in good standing at the time the cash back rewards are credited. Your cash back reward will appear on your statement as “Spend Reward”. Balance Transfers, money orders, gift cards, wire transfers, lottery tickets, gambling charges or unauthorized charges to your account are not considered eligible purchases The cash back reward will post to your account once all of the terms of the offer have been met. All purchases must be posted to your account within the promotional period.

To qualify, you must open a new Citizens Cash Back Plus™ World Mastercard®. We may evaluate accounts periodically to determine qualifications and have the right to remove benefits based on failure to meet qualifications. In order to qualify or maintain CitizensPlus, you must maintain an open and active Citizens Quest™ or Citizens Private Client ™ Checking account.

* CitizensPlus™ benefits cannot be applied in addition to other promotional benefits or discounts that we may offer from time to time.

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